Homeowner Programs

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The Department of Housing and Community Development (HCD) offers various programs for homeowners.

  Get e-mail updates when information on our Homeowner Programs is updated.

The Home Repair Program offers more in the way of rehabilitating a home through the use of loans. HCD offers low-interest home improvement loans to qualified homeowners and mobile home owners.

Also, Homebuyer Assistance is available for low-income households. The Down Payment and Closing Cost Assistance Program helps with down payments and closing costs.   The San Diego Regional Mortgage Credit Certificate (MCC) Program helps with the reduction of taxes for first-time homebuyers.

HCD strives to reduce housing discrimination in all areas of housing. You may find more information about housing and discrimination by clicking on Fair Housing Program.

Do you have questions regarding our programs for homeowners? You may find an answer on our Frequently Asked Questions page. 


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