Home Repair Loan/Grant Program

The Home Repair Program for Owner-Occupied Property provides loans and grants for the repair of owner-occupied homes.

Deferred Loan - Deferred loans are offered at three percent simple interest and calculated annually on the unpaid principal. The total amount borrowed must be repaid when the property changes hands or the recipient moves from the property. Owners may borrow up to $25,000 for a single-family home.

Grant - A non-repayable grant is available to eligible Mobile Home owners of up to $12,000.

This program assists single-family homeowners or mobile home owners. You must live in the residence you would like to repair.

You must either live in an unincorporated area of San Diego County, or in the cities of Coronado, Del Mar, Imperial Beach, Lemon Grove, Poway, or Solana Beach.

Your household's annual gross income must be at or below 80% of San Diego's AMI.

Please call (858) 694-8775, for information on the Home Repair Loan/Grant Program.

Energy saving programs, bill payment assistance, and rebates are available through SDG&E and your local water authority.  Learn more by visiting our Energy Savings for Low Income Families webpage