Grants and Loans

  • The Small Business Relief Fund provides grants to small businesses facing financial hardships due to COVID-19. To see criteria and qualifications click here.
  • The U.S. Chamber of Commerce created a guideline for the PPP loan forgiveness process. Click here for the guideline
  • National Asian American Coalition COVID-19 Small Business Loan Program – The NAAC new COVID-19 Small Business Loan is designed to help California small businesses with working capital to help business owners pay rent, purchase inventory, payroll and supplies needed to rebuild and reopen. The COVID-19 Small Business Loan offers collateralized business loans between $5,000 – $50,000, competitive, low fixed interest rates, and a 3-year (36 months) repayment term. Apply at
  • California Completes Tax Credit: an income tax credit available to CA businesses of any industry, size, or location. The application period, July 27, 2020 – August 17,2020, for the 2020-2021 fiscal year is now open with $80 million available to help prospective or current businesses grow in California. Webinars, PowerPoint and FAQs are available on the CA Completes Tax Credit website.
  • Lowes-LISC Small Business Relief Grant – Grants of $5,000 to $20,000 will be given to businesses owned and led by minorities and women, plus enterprises located in hard-hit rural communities. Applications are now open and must be submitted by Monday, September 7th at 11:59 PM ET. For more information, please visit the info and FAQ page.
  • The San Diego County Board of Supervisors, The San Diego Foundation, and other partners formed a public-private partnership to create the San Diego County COVID-19 Small Business and Nonprofit Loan Program (SBNLP), an initiative to provide low-interest and no-interest loans to small businesses and nonprofit organizations and aid in the region’s economic recovery from the coronavirus. Mission Driven Finance will be the loan deployment partner for the nonprofit loan pool while Accion and LISC will deploy small business loans. For more information, click here
  • Federal Disaster Loans: The U.S. Small Business Administration (SBA) is offering low-interest federal disaster loans for working capital to California small businesses suffering substantial economic injury as a result of COVID-19. For more Information about SBA disaster assistance programs, and to apply directly online, go to: Or, contact SBA’s Customer Service Center at: 1-800-659-2955 / 1-800-877-8339 (TTY) Or by email at:
  • Small Business Relief Fund (SBRF): To ensure the resiliency of local businesses and assist in job retention, the City of San Diego established the Small Business Relief Fund to provide grants and forgivable or low- to zero-interest-rate loans to eligible small businesses for working capital. Financial assistance, in the form of grants and loans, will range from $10,000 to $20,000 and will be allocated to eligible, qualified small businesses based on the availability of funds, program guidelines and the submission of all required information and supporting documentation. For more information about eligibility and how to apply, click here
  • San Diego COVID-19 Community Response Fund: Will rapidly deploy resources to nonprofit organizations that are supporting low-income workers, families and vulnerable communities most affected by the coronavirus crisis. Click here for more information. If you are a 501c3 organization and would like to apply for funding, please click here
  • United Way of San Diego County: San Diego Worker Assistance Initiative: An initiative as part of the San Diego COVID-19 Community Response fund to provide resources for individuals or families impacted by reduced working hours or layoffs. This money goes towards utilities and rent/mortgage payments to low-wage workers in need of support. To apply, visit
  • Pandemic Unemployment Assistance (PUA): As part of the federal CARES Act, the new ***Pandemic Unemployment Assistance (PUA) program helps unemployed Californians who are business owners, self-employed, independent contractors, have limited work history, and others not usually eligible for regular state UI benefits who are out of business or services are significantly reduced as a direct result of the pandemic. 

Governor’s Office of Business and Economic Development (GO-Biz) site: contains up-to-date information and resources to provide to businesses during this time of the COVID-19 pandemic, and at all times. The Office of the Small Business Advocate maintains information on GO-Biz’s site as well as customized COVID-19 resources. There you will also find a list of capital and technical assistance resources.

Small Business Support Centers - California has a network of small business support centers for assistance with business resiliency, help figure out your best loan options, and find other resources.

• Get Digital CA is an e-commerce initiative to promote accelerators and intensive trainings to build the skills necessary to compete in an online marketplace and drive Californians to support small businesses through online shopping festivals to increase their revenues and resilience. For more information and trainings, please visit Get Digital CA’s website.