Short-Term Disability 

Employees who pay into CA/SDI 

The County of San Diego offers Voluntary Short-Term Disability (STD) Insurance, administered by Lincoln Financial Group (LFG). This plan is designed for employees who currently pay into CA State Disability Insurance Tax (SDI) through their paycheck.

  • Income replacement:  When a non-work related illness or injury makes it impossible for you to work for a short period of time, STD guards you against financial loss and helps protect your income.
  • Benefit Waiting Period:  Benefits begin after 14-day elimination period.
  • Benefits: 25% of earnings, up to a maximum benefit of $1,000/month.
  • Duration: Up to 24 weeks.
  • Premiums: Deductions are taken after-tax.
  • Pre-existing conditions: Disabilities have a 3 month look-back. Employees wishing to use the benefit for a maternity related leave, cannot already be pregnant when electing a plan. 
  • To File a Claim:  Contact a Lincoln Claims Manager at 800-423-2765.