Voluntary Short-Term Disability with Paid Family Leave 

This plan is designed for employees who do NOT pay into CA State Disability Insurance Tax (CA/SDI) through their paycheck.

The County of San Diego offers Voluntary Short-Term Disability Insurance with Paid Family Leave, administered by Lincoln Financial Group (LFG).

Short-Term Disability (STD)

When a non-work-related illness or injury makes it impossible for you to work for a short period of time, STD guards you against financial loss and helps protect your income.

  • Benefit Waiting Period:  Benefits begin after 7-day elimination period.
  • Benefits: 60% of earnings, up to a maximum benefit of $1,500/week.
  • Duration: Up to 3, 7 or 12 weeks.
  • Premiums: Deductions are taken after-tax.
  • Pre-existing condition: If you have a medical condition, including pregnancy, that begins before your coverage takes effect, and you receive treatment for this condition within the 3 months leading up to your coverage start date, you may not be eligible for disability benefits for that condition until you have been covered by the plan for 12 months.
  • To File a Claim: Contact a Lincoln Claims Manager at 888-480-8710.  

Please Note: Effective January 1st, 2022, employees no longer need to exhaust vacation balances to utilize the STD benefit.

Paid Family Leave (PFL)

We are adding a Paid Family Leave enhancement to our Voluntary Short-Term Disability plan! The PFL enhancement provides benefit payments to employees to take time off work to:

  • Bond with a new child
  • Care for a seriously ill family member
  • Participate in a qualifying event because of a family member’s military deployment

This enhancement is designed to be similar to the Paid Family Leave benefit that is provided through the CA/SDI program.

  • Benefit Waiting Period: none
  • Benefits: 60 - 70% of earnings, up to a maximum benefit of $1,540/week.
  • Duration: Up to 8 weeks.
  • Premiums: Deductions are taken after-tax (included with STD premiums)

The PFL benefit will be available for qualifying events occurring January 1st, 2022 or later.

Click here to read FAQs and scenarios related to the new PFL benefit.