Accidental Death & Dismemberment (AD&D) Insurance
administered by MetLife, provides a financial benefit for you or
your beneficiaries in the case of your accidental death or covered
injury. The County of San Diego automatically provides you with a
basic amount. You may choose to purchase additional coverage for
yourself and your eligible dependents.
The County provides basic
AD&D insurance for you at no cost to you. The amount of coverage
is equal to your basic Life Insurance coverage, based on your job classification.
If an accident causes your death, your beneficiary will receive your basic and any supplemental Life and AD&D coverage amounts. If an accident causes you to lose one or more limbs or senses, you will receive all or part of your basic and supplemental AD&D coverage amount. If a dependent dies while covered by the AD&D insurance plan, you are the beneficiary.
Supplemental AD&D Coverage
You may purchase supplemental AD&D coverage for yourself or for your eligible dependents.