Accidental Death & Dismemberment (AD&D) Insurance

AD&D  insurance, administered by MetLife, provides a financial benefit  for you or your beneficiaries in the case of your accidental death or covered injury. The County of San Diego automatically provides you with a basic amount. You may choose to purchase additional coverage for yourself and your eligible dependents.

The  County provides basic AD&D insurance for you at no cost to you. The amount of coverage is equal to your basic Life Insurance coverage, based on your job classification.

If an accident causes your death, your beneficiary will receive your basic and any supplemental Life and AD&D coverage amounts. If an accident causes you to lose one or more  limbs  or senses, you will receive all or part of your basic and supplemental AD&D coverage amount.  If a dependent dies while covered by the AD&D insurance plan, you are the beneficiary.


Supplemental AD&D Coverage

You may purchase supplemental AD&D coverage for yourself or for your eligible dependents.




MetLife Beneficiary Designation Form


Contact the Provider

MetLife Website

MetLife AD&D Insurance Phone Number: 800-638-2242

MetLife AD&D Insurance Group Number: 158540