Accident Insurance

This plan will be in effect January 1, 2026.

Accident Insurance through Lincoln Financial Group provides a lump-sum payout, paid directly to you, to use at your discretion. It can help with Injuries, Medical Services and Hospitalization. The plan covers qualifying events and is paid directly to you to spend it on what you need.

You may cover yourself, your spouse/domestic partner and children under the age of 26.  In order to elect the benefit for your dependents, you must also be enrolled.

Plan Details

• Premiums: Deductions are taken after-tax and are an out-of-pocket expense. This benefit is not eligible to be paid for with Flex Credits.
• Injuries Include: Fractures, dislocations, burns, lacerations, and more.
• Medical Services Include: Ambulatory services, emergency care/treatment, imaging, surgery, follow up visits, and more.
• Hospitalization Includes: Hospital, ICU and NICU admission, daily confinement and more.
• Child Sports Injury Benefit: If a covered child, up to age 26, is injured playing a sport, there is an additional 50% benefit.
• Health Assessment Screening Benefit: There is a $75 annual cash benefit for you and each of your covered dependents, after completion of an eligible health screening.

Per Pay Period Cost

For questions related to Accident Insurance, call Lincoln Financial at 888-480-8710.

Resources

• Accident Insurance Benefit Summary
• Health Assessment Screening Benefit Information
• Frequently Asked Questions