Benefits Information for COBRA Participants

COBRA offers employees and their dependents who lose their health benefits the right to choose to continue their insurance at 102% of premium cost (full premium cost plus a 2% administrative fee) for up to 18 months. See our  Frequently Asked Questions (FAQs) for more information.

Employees who are currently enrolled in COBRA will receive Open Enrollment materials in the mail, directly from ASI COBRA.

If you retire or leave County employment, your status change will automatically transmit to our COBRA administrator (ASI COBRA) on our weekly file feed after your department inputs it in PeopleSoft. You do not need to contact Employee Benefits. ASI COBRA will automatically create your COBRA forms, based on your current health insurance, and mail them directly to you. It can take 2 weeks to receive your COBRA forms in the mail after your department has entered your status change in PeopleSoft. Please check with your Department Human Resources Officer (DHRO) on the timing.

Your forms from ASI COBRA will include your unique user ID to register on their website and instructions for automatic monthly bank drafts. You must make your first payment to ASI COBRA by the due date listed on your forms to reinstate your coverage.

COBRA Monthly Payments

• After you enroll in COBRA and make your initial payment, your future payments are due the first of the month for that month’s coverage. Example: Payment for July coverage is due July 1 (not July 31)
• Consider setting up automated payment on ASI COBRA’s website to ensure you do not miss a payment
• COBRA Termination due to missed or late payment is permanent

Moving?

• The only available medical plan outside our service area is the UMR PPO plan.  Moving outside our service area may qualify as a life event to allow you to enroll in this plan.
• Call ASI COBRA after your last day of work to give them your new address and ask for the UMR Medical PPO information.
• Research other less-expensive medical options, including the state exchange, in your new area of residence.