Open Enrollment Checklist

Open Enrollment is your chance to review and update your benefits for the upcoming year. Use this quick tips checklist to help confirm your selections.

Medical Coverage

  • Do you waive medical coverage? If yes, you MUST select the correct waiver option annually during Open Enrollment.
  • If you’re enrolling in medical coverage, are all of your desired dependents listed under your medical plan?
    • If selecting UnitedHealthcare (UHC) HMO, have you reviewed the available networks?
      • For example, Scripps and Sharp are in two different networks.
  • If you’re electing the UHC Harmony HDHP, are you aware UCSD is leaving the network in 2027?
    • Note: UCSD will remain in the UHC CS VEBA Alliance HMO medical plan

Dental & Vision Coverage

  • If enrolling in dental and/or vision coverage, are all of your desired dependents listed under your plans in PeopleSoft Open Enrollment?
  • The Dental PPO/Premier Plan will now cover all orthodontists, do you want to enroll in or change your dental plan?

Critical Illness Coverage

  • If enrolling, are all of your eligible dependents listed under your critical illness plan in PeopleSoft Open Enrollment?

Accident and Hospital Indemnity Coverage

  • If enrolling, are all of your eligible dependents listed under your accident and/or hospital indemnity plan in PeopleSoft Open Enrollment?
    • Note: These plans are not eligible to be paid for with Flex Credits; any enrollments will be an out-of-pocket premium deduction.

Legal Plan

  • The County is now offering a legal plan, do you want to enroll in this new benefit?
    • Note: This plan is not eligible to be paid for with Flex Credits; any enrollment will be an out-of-pocket premium deduction.

Supporting Documentation

  • If you added new dependents to any of these plans (medical, dental, vision, and/or critical illness), did you submit supporting documentation via the Document Upload in PeopleSoft?
    • Reminder: just because you previously created a profile does not mean you previously submitted your supporting documentation. You can check your Dependent Profiles in PeopleSoft to see who has supporting documentation on file.

Life & AD&D Insurance

  • Are your beneficiaries up to date with MetLife and other programs? 
    • Remember, beneficiary designations are not recorded in PeopleSoft and change must be made with each program individually.
    • Beneficiary designations may be updated at any time during the year.
  • If you are enrolling in Supplemental Life Insurance for the first time, or increasing coverage, MetLife will email a Statement of Health questionnaire to you after Open Enrollment.
  • The County is offering a  Supplemental Spousal Life insurance for $10,000 in coverage, do you want to enroll in this benefit?  A Statement of Health questionnaire will be emailed to you after Open Enrollment.

Short & Long-Term Disability

  • Review the plan options.
    • Check out your Flex Credit/Benefit Summary to determine what plans you are eligible for.
    • Employees who DO NOT pay into CA/SDI:
      • If enrolling in a Short Term-Disability plan, consider your Long-Term Disability plan and waiting period. 
      • If enrolling in a Voluntary Short-Term Disability, please note there is a Paid Family Leave (PFL) benefit included.

Identity and Fraud Protection

  • The county is offering identity and fraud protection, do you want to enroll in this benefit?
    • Note: This plan is not eligible to be paid for with Flex Credits; sign up on with MetLife directly

Spending Accounts

Health Care Flexible Spending Account

  • Do you want to contribute out of pocket funds to this plan? Funding amounts need to be actively re-elected annually.
    • Note: Only select this option  if you want to contribute out of pocket money.

Dependent Care Flexible Spending Account

  • Did you specify an Annual Pledge amount? Funding amounts need to be actively re-elected annually, even if the account is flex credit funded.

Health Savings Account

  • Did you specify an Annual Pledge amount? Funding amounts need to be actively re-elected annually.
    • Note: You must be enrolled in a High Deductible Health Plan (HDHP) in order to enroll in a Health Savings Account
    • If you have any excess flex credits, they will be directed to your HSA and any remaining amount will be out of pocket. Please view your Enrollment Summary to view your out of pocket cost.

ADDITIONAL OPEN ENROLLMENT RESOURCES