County Medical Services
CMS Frequently Asked Questions
What is CMS?
CMS is not health insurance; it is a program of last resort for eligible adults, which covers only necessary medical services. CMS uses a network of Community Health Centers, private physicians and local hospitals to provide the services. Community Health Centers throughout the County can evaluate your medical condition and give you information about a variety of programs that can help you get the medical care you need. A listing of CMS providers can be found in the CMS Patient Handbook.
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How do I apply for CMS?
Call 1-800-587-8118
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Can I apply for CMS or make an appointment online?
No. You must call 1-800-587-8118 to apply for CMS.
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What information will I need when I apply?
You will need identification, proof of US citizenship/satisfactory immigration status and residency (such as a rental agreement), and verification of your income (such as pay stubs) and property (such as bank statements).
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I lost my CMS Handbook; how can I receive another one?
The CMS Patient Handbook is available online. You can find the CMS Patient Handbook by clicking the "CMS Handbooks" icon on the CMS home page.
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What are the Requirements for CMS?
Minimum Eligibility Criteria:
- Have an immediate or long-term medical need
- Be 21 through 64 years of age
- Be a U.S. citizen or eligible non-citizen and be able to provide proof
- Be a resident of San Diego County
- Sign lien forms for services covered by CMS
- Meet CMS financial requirements
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What are the income guidelines for CMS?
The income guidelines vary depending upon the number of people in your family. If your family income is between 0-165% of the Federal Poverty Level (FPL), then you may be eligible for CMS at no cost. If your family income is more than 165% of FPL, you may be eligible for CMS with or without a Share of Cost under the CMS Hardship program.
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What is acceptable CMS verifications for citizenship?
Examples of acceptable verification include:
- U.S. Passport issued without limitations
- Certificate of Naturalization (N-550 or N-570)
- Certificate of U.S. Citizenship (N-560 or N-561)
- U.S. Birth Certificate issued by the State, Commonwealth, Territory or local Jurisdiction
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I have CMS, can I use it with any doctor?
No. When you were certified for CMS, you were asked to choose one of the community health centers as your primary care provider. You should go to the community health center you selected for your care.
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What services are not covered by CMS?
CMS does not cover:
- Routine physical examinations and preventive care
- Routine dental and vision care
- Pregnancy/family planning/ infertility services
- Organ, limb, and bone marrow transplants and related services
- Visits to the emergency room for follow-up and prescription refills
- Treatment of mental health, alcohol and drug problems
- Prescriptions not approved by the Food & Drug Administration (FDA)
- Participation in clinical trials including related medications, treatments, procedures, or professional components
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Does County Medical Services cover medications?
CMS covers medications that are on the approved list. If your medication is not on the approved list, your primary care physician may submit a treatment authorization request (TAR) to CMS for review.
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Where can I get my prescriptions filled?
Prescriptions must be filled by a CMS contracted pharmacy or by your primary care provider. A list of CMS Pharmacies can be found in your CMS Patient Handbook. You can also find the CMS Patient Handbook by clicking on the "CMS Handbooks" icon on the CMS home page.
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Does CMS cover dental services?
CMS covers emergency dental care ONLY at a CMS dental clinic. CMS does not provide complete dental care such as routine check-ups, cleaning, or dentures.
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Where can I see a dentist?
A complete list of authorized dentists is listed in your CMS Patient Handbook. You can also find the CMS Patient Handbook by clicking the "CMS Handbooks" icon from the CMS home page.
(Only affects those who have applied for the CMS Hardship)
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What is Share of Cost (SOC)?
The SOC is the amount that you must pay or be obligated to pay toward the cost of CMS covered health care services (including approved prescriptions) each month you receive CMS services. This is different from the Reimbursement Agreement and Lien described below, which might be collected until a future date.
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How much will my SOC bill be?
Your worker will determine the amount of your monthly SOC, and you will be notified of this amount and how it was calculated.
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Am I required to pay my SOC every month?
Only if you receive CMS services every month. You will not be responsible for paying your SOC in months you do not receive CMS services.
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How do I pay my SOC?
You will be billed the amount of your SOC or CMS services, whichever is less. You will not be billed for any months for which you do not receive CMS services. The billing statement will include the address where to send the monthly payments. Do not send payments to CMS until you receive a billing statement. Do not send cash. The County will not accept cash payments.
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Is interest added to what I owe?
No.
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When will I be required to make payments?
When you receive a bill from the County, it is due. If you have questions regarding SOC billing and collection, you can call our SOC bill representative at 1-800-587-8118.
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I just saw my physician, when will I receive a statement?
Once all claims are received from your health care provider:
- If your Share of Cost has been satisfied for the month, a monthly statement will be sent.
- If your Share of Cost is not satisfied for the month, a quarterly statement will be sent.
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Why did I receive a statement?
Based on your recent CMS and CMS Hardship applications, you were approved CMS with a Share of Cost. You received a statement because you received CMS services and are responsible for paying your Share of Cost.
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Can I pay the SOC with credit cards?
Yes. The County accepts Master Card, Visa, and Discover. You may also make payments with personal checks, cashier’s checks or money orders. The County does not accept cash payments.
(Only affects those who have applied for the CMS Hardship)
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What is the purpose of the Reimbursement Agreement?
The agreement allows the County to seek reimbursement from you for:
- Your monthly SOC obligation for those months which you received CMS services, and/or
- Any health care related costs CMS paid on your behalf.
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When can I be required to make payments to the County?
While you are eligible for CMS you will receive a bill from the County for your SOC for each month you receive CMS services. You are obligated to pay the SOC when you receive a bill. After you are no longer eligible for CMS, you will receive a bill from the County for the balance due on your account for all amounts paid by CMS on your behalf stating that payments are due.
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If I sign the Reimbursement Agreement do I still have to sign the Lien?
If you are applying for a CMS Hardship, then yes, you must sign both documents.
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What is the difference between the Lien and the Reimbursement Agreement?
The Lien attaches to real property to secure the amounts owed to the County for payments made by CMS on your behalf.
The Reimbursement Agreement states that once you are no longer eligible for CMS, the County may bill you for the balance due on your account and seek reimbursement from your assets or surplus income.
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Can you take my inheritance and/or lottery winnings with the Agreement?
Yes. If you have surplus money from these sources after meeting the support needs of yourself and your family. If part of what you inherit is a home that you, your spouse, your minor children, or any dependent child with a mental or physical disability lives in, the County cannot foreclose on that home.
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When do I have to reimburse the County?
When you stop getting CMS or when you die. The County can collect reimbursement from those assets you obtained after you applied for CMS, if there is surplus after meeting the support needs of yourself and your family.
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How will signing the Reimbursement Agreement with the County affect my credit?
Signing the Reimbursement Agreement will not affect your credit. It is not a recordable document.
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Will my wages be garnished?
If the county obtains a judgment and you fail to pay the judgment, the County may only garnish your wages if you have surplus money after meeting the support needs of yourself and your family.
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How long does a Reimbursement Agreement last?
Until you have fully repaid the amount you owe the County.
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Can my children be held responsible for repaying the County?
No.
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Do I have to repay the County just because I get a new job?
No.
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Is interest added to what I owe?
Not unless the County obtains a judgment.
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Can I pay what I owe the County with credit cards?
Yes. The County accepts Master Card, Visa, and Discover. You may also make payments with a personal check, cashier’s check or money order. The County does not accept cash payments
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Why am I receiving a bill from the County?
When you applied for CMS benefits, you signed the form CMS-106 Agreement to Reimburse the County of San Diego. By signing the form, you agreed to repay all the money paid by CMS on your behalf for your care. The bill is the amount you now owe the County.
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Can I make payment arrangements?
Yes. You can make arrangements by contacting:
County of San Diego, Office of Revenue Recovery
P.O. Box 129037
San Diego, CA 92112
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Can I get a copy of the reimbursement agreement I signed?
Yes. You can request a copy of the reimbursement agreement by sending a signed request to:
County Medical Services
P.O. Box 85222 MS 0557E
San Diego, CA 92186
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Do I have to sign a Lien agreement?
Yes. Everyone who applies for CMS is required to sign a Lien.
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What is the purpose of the Lien?
The Lien allows the County to seek reimbursement from your real property for the amounts you owe where paid by CMS on your behalf.
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If I sign the Lien, will I be forced to sell or move out of my home?
No.
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Can the County foreclose on the lien on my home while my family lives in
our home?
No. The County cannot foreclose on your home while you, your spouse, your minor child or your disabled child live there.
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Can I sell my home and buy another one?
Yes. You can sell your home and buy another one as long as the County's Lien is transferred to the new home.
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Can I refinance my home?
Yes. You can refinance as long as the County's Lien is not compromised. You can also use your home to secure a loan for the purpose of making improvements on your home as long as the County finds that its security will not be impaired.
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What if I own my home with someone else?
The Lien will not attach to the other person's interest in the home.
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I am a renter and do not own real property. Do I have to sign the Lien?
Yes. The Lien will attach to real property you may own in the future.
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Can you take my inheritance and/or lottery winnings with the Lien?
No. The Lien is effective only against your real property.
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Will my wages be garnished?
No.
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How will signing the Lien affect my credit?
The recording of a Lien is a matter of public record and will appear on your credit report the same way mortgage or other loan is listed.
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How long does the Lien last?
The Lien will last until you have repaid the amount owed to the County.
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If I sign the Lien, does it prevent me from buying real property in the future?
No, but the Lien would attach to any real property you buy in the future.
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Does the Lien include my children's real property?
No.
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When will I be required to make payments on the Lien?
You may be required to make payments to the County once you are no longer eligible for CMS. If you sell your home and do not buy a new one, or refinance your home, you may be required to pay all or a portion of the amounts you owe. If real property is purchased after the Lien is signed, the Lien will have priority (based on recording date) over a Deed of Trust issued by the lender. A lender may require that the Lien be satisfied before making the loan.
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Do I have to repay CMS if I get a new job?
No.
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Is interest added to what I owe?
No.
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For married couples, do both spouses have to sign the Lien?
Yes. The applicant and spouse must sign the lien in front of either a Deputy County Clerk or Notary Public
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For couples who are separated or divorced, do both spouses have to sign
the Lien?
No. Only the applicant needs to sign the Lien, but legal documentation regarding the separation or divorce must be provided.
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If my spouse is deceased, is documentation required?
Yes, a copy of a death certificate or s other evidence of the death must be provided.
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Can I pay the Lien with credit cards?
No, payments to clear a Lien must be made by certified funds.
For more information call us at 1-800-587-8118.


