UnitedHealthcare HMO Plans

CS VEBA Performance and CS VEBA Alliance

UnitedHealthcare HMO Plans CS VEBA Performance  and CS VEBA Alliance are Health Maintenance Organization’s (HMOs) with a closed network of providers. HMOs allow you to receive comprehensive coverage at set prices, called copays.

How the plan works

  • You choose a primary care physician (PCP) from the associated UHC network.
  • The PCP coordinates your care and refers you to specialists.
  • The plan covers the cost of services only when your primary care physician authorizes it.

Doctors/Other Medical Care Providers:   You can only use doctors, hospitals, and pharmacies that participate in the HMO network.  Doctors who participate in the HMO network are called in-network providers. There is no coverage if you go to out-of-network providers, except for emergency services.

Annual Deductible: You don’t need to pay an annual deductible before the plan begins to pay for a portion of covered medical services.

Copays: When you receive medical care, you pay a set dollar amount called a copay.

Annual Out-of-Pocket Maximum:  The HMO plans include an annual out-of-pocket maximum. Once you reach the out-of-pocket maximum, the plan pays 100% of covered charges for the remainder of the plan year.

Prescription Coverage:  Prescriptions will be managed by Evernorth/Express Scripts. UHC HMO members will receive an ID card from UHC for medical and an ID card from Evernorth/Express Scripts for prescription drug benefits.

Note: Review the comparison charts below for copays, annual out-of-pocket maximums, and a list of medical groups.

Per Pay Period Cost

  Employee
Only 
 Employee
 Plus 1 
Employee
Plus 2 or more

UnitedHealthcare Performance HMO
 
$460.83 $921.30 $1,303.45
UnitedHealthcare SignatureValue CS VEBA Alliance HMO $422.13 $883.90 $1,250.53