2027 Plan Rates (Per Pay Period)
The County of San Diego provides employees with a benefits allowance, called Flex Credits, that you can use toward eligible benefit elections. To see the Flex Credit amount available to each job classification, go to the Summary of Benefits.
- For additional information about Flex Credits, visit the Flex Credits Frequently Asked Questions.
The Flex Credit amount is based on your medical coverage level. Flex Credits and premiums amounts are per pay period based on 24 pay periods in the year/twice-a-month deductions.
| Medical | Employee Only | Employee + 1 | Employee + 2 or more |
|---|---|---|---|
| Kaiser Permanente HMO | $448.89 | $897.78 | $1,270.36 |
| Kaiser Permanente Everyday Care HMO | $411.89 | $823.78 | $1,165.65 |
| Kaiser Permanente HDHP | $350.40 | $700.80 | $991.63 |
| UnitedHealthCare CS VEBA Performance HMO | $516.50 | $1,032.60 | $1,460.91 |
| UnitedHealthCare CS VEBA Alliance HMO | $495.54 | $990.68 | $1,401.60 |
| UnitedHealthCare Harmony HDHP | $314.65 | $625.69 | $882.36 |
| UnitedHealthCare/UMR Select Plus PPO | $934.57 | $1,869.14 | $2,644.90 |
| SIMNSA Mexico HMO | $154.31 | $271.05 | $398.41 |
| Dental | Employee Only | Employee + 1 | Employee + 2 or more |
| Delta Dental - PPO/Premier | $25.55 | $51.08 | $72.93 |
| Delta Dental - DeltaCare USA DHMO | $9.07 | $16.39 | $21.00 |
| Vision | Employee Only | Employee + 1 | Employee + 2 or more |
| VSP | $4.35 | $10.07 | $13.65 |
These benefit plans are available, however, they are not covered by Flex Credits.
| Employee Only | Employee + Spouse/Domestic Partner | Employee + Child(ren) | Employee + Family | |
|---|---|---|---|---|
| Hospital Indemnity Insurance | $7.98 | $16.98 | $12.27 | $22.19 |
| Accident Insurance | $4.21 | $7.05 | $7.75 | $10.53 |
| Legal Plan | $8.19 |
This ID and Fraud Protection plan is offered directly through the MetLife website
| Individual | Family | |
| Identity and Fraud Protection | $8.15 per month | $13.30 per month |
Premiums for the following plans vary based on age and salary. Please refer to their respective webpages and plans documents for rates.
Supplemental Life and AD&D Insurance
Voluntary Short & Long-Term Disability Insurance
No cost benefits provided by the County are:
- Basic Life and Accidental Death and Dismemberment (AD&D) Insurance determined by your job classification
- Dependent Life Insurance for $2,000 to coverage your spouse, domestic partner, and each dependent child, up to age 26.
- Employee Assistance Program available 24/7/365 for County employees and their household members.

